Step 03 of 03
Fund Wallet
Add money through any configured payment method and start moving it.
- Deposits land in seconds, ready to send
- Withdraw back to your linked bank anytime
Digital Banking
Platform
Built Around Your Money,
Not the Other Way Around
Move money, manage cards, and verify your identity from one wallet-based account — built for speed, compliance, and control.
10K+ users trust iBanking with their money
99.9% UptimeAlways available
40+ CountriesServed worldwide
Our Key Features
Everything you need to move, protect, and track your money — in one wallet-based account.
Getting Started
Three steps from sign-up to your first transfer.
Step 01 of 03
Create Account
Sign up with your email and set the 4-digit PIN you'll use to authorize payments.
- Email verification confirms the address is yours
- Your PIN is required before every transaction
Step 02 of 03
Verify Identity
Complete KYC once to lift your account to full limits.
- Submit a government ID and a quick selfie
- Unlocks higher transfer and withdrawal limits
Security & Compliance
Identity checks, encryption, and audit trails — running on every account, every login, every transfer.
Identity checks completed once, verified on every account.
- Government ID and selfie match verified during onboarding
- Verification status carries across every account action
- Re-verification triggered only when regulations require it
A second verification step on login and sensitive actions.
- One-time codes required for login from a new device
- Sensitive actions like withdrawals prompt a second check
- Backup codes available if your primary device is lost
Account and transaction data encrypted at rest and in transit.
- AES-256 encryption for all stored account data
- TLS-secured connections for every request in transit
- Encryption keys rotated on a fixed schedule
Every account action recorded for your own review.
- Full history of logins, transfers, and profile changes
- Timestamped entries down to the device and location
- Exportable for your own records or dispute review
Automatic throttling blocks repeated suspicious login attempts.
- Repeated failed logins trigger a temporary lockout
- Automated request spikes are throttled in real time
- Suspicious patterns flagged for manual review
See and end active sessions from any device, anytime.
- View every device currently signed into your account
- End any session remotely in a single tap
- Get notified the moment a new device signs in
Security & Compliance
Identity checks, encryption, and audit trails — running on every account, every login, every transfer.
KYC Verification
Identity checks completed once, verified on every account.
- Government ID and selfie match verified during onboarding
- Verification status carries across every account action
- Re-verification triggered only when regulations require it
2FA Protection
A second verification step on login and sensitive actions.
- One-time codes required for login from a new device
- Sensitive actions like withdrawals prompt a second check
- Backup codes available if your primary device is lost
Encrypted Storage
Account and transaction data encrypted at rest and in transit.
- AES-256 encryption for all stored account data
- TLS-secured connections for every request in transit
- Encryption keys rotated on a fixed schedule
Audit Logs
Every account action recorded for your own review.
- Full history of logins, transfers, and profile changes
- Timestamped entries down to the device and location
- Exportable for your own records or dispute review
Rate Limiting
Automatic throttling blocks repeated suspicious login attempts.
- Repeated failed logins trigger a temporary lockout
- Automated request spikes are throttled in real time
- Suspicious patterns flagged for manual review
Session Management
See and end active sessions from any device, anytime.
- View every device currently signed into your account
- End any session remotely in a single tap
- Get notified the moment a new device signs in
Trusted By
Real numbers from real accounts, and reviews from the teams who moved their money here.
10K+Users
40+Countries
99.9%Uptime
“Switching to iBanking cut our reconciliation time from days to hours — transfers just work, every time.”
Amara OkaforFinance Lead“Getting paid by clients in three different countries used to mean three different apps. Now it's just iBanking.”
Daniel OseiFreelance Consultant“Virtual cards for the whole team, issued in seconds — no more waiting on plastic to ship.”
Priya NairOperations Manager“KYC took ten minutes and I was moving money the same day. My old bank took a week.”
Marcus ChenSmall Business Owner“40+ countries, one balance to watch. Payroll finally stopped being a spreadsheet problem.”
Sofia ReyesRemote Team Lead“Switching to iBanking cut our reconciliation time from days to hours — transfers just work, every time.”
Amara OkaforFinance Lead“Getting paid by clients in three different countries used to mean three different apps. Now it's just iBanking.”
Daniel OseiFreelance Consultant“Virtual cards for the whole team, issued in seconds — no more waiting on plastic to ship.”
Priya NairOperations Manager“KYC took ten minutes and I was moving money the same day. My old bank took a week.”
Marcus ChenSmall Business Owner“40+ countries, one balance to watch. Payroll finally stopped being a spreadsheet problem.”
Sofia ReyesRemote Team Lead“Instant transfers mean I've stopped chasing settlement times. Cash flow just works now.”
Tomiwa AdebayoE-commerce Founder“Session controls and 2FA gave our compliance team the audit trail they'd been asking for.”
Lena KowalskiFinance Director“Every transaction logged, every session visible — the first wallet that's made security legible.”
Ben OkoroProduct Manager“We moved 200 contractor payments in one afternoon. iBanking didn't blink.”
Hana KimuraGrowth Lead“One dashboard for every currency we bill in. Our books have never closed this fast.”
Grace MensahHead of Finance“Instant transfers mean I've stopped chasing settlement times. Cash flow just works now.”
Tomiwa AdebayoE-commerce Founder“Session controls and 2FA gave our compliance team the audit trail they'd been asking for.”
Lena KowalskiFinance Director“Every transaction logged, every session visible — the first wallet that's made security legible.”
Ben OkoroProduct Manager“We moved 200 contractor payments in one afternoon. iBanking didn't blink.”
Hana KimuraGrowth Lead“One dashboard for every currency we bill in. Our books have never closed this fast.”
Grace MensahHead of FinanceGet The App
Take your wallet with you — download iBanking and manage your money from anywhere.
One app, built around your money.
Manage your wallet, transfers, and cards on the go — available for iOS and Android.
Scan to try our app
Frequently Asked Questions
Answers to what people ask before they sign up.
How fast are transfers?
Transfers between iBanking accounts land instantly. External bank transfers settle within the same business day.
Is iBanking PCI compliant?
Yes. Card data is tokenized through our card-issuing partner and never stored on iBanking servers, in line with PCI DSS requirements.
How long does KYC verification take?
Most identity checks complete within a few minutes. Manual review cases can take up to one business day.
What currencies are supported?
Your wallet balance and transfers support the currencies enabled for your account region. More are added as we expand.
Is there a mobile app?
Yes — iBanking is available for both iOS and Android.
Can I freeze a virtual card instantly?
Yes. Freeze or unfreeze any virtual card from the app in one tap — no call to support needed.
How do I contact support?
Open a support ticket or live chat from inside the app, or reach us through the Contact page.